Facts

What does Amscot do with your personal information?

Rev. 9/2012

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Checking account data and transaction history
  • Employment status and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Amscot chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Amscot share your Personal information? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes— to offer our products and services to you YES NO
For joint marketing with other financial companies NO NO
For our affiliates’ everyday business purposes— information about your transactions and experiences NO NO
For our affiliates’ everyday business purposes— information about your creditworthiness NO We Don't Share
For nonaffiliates to market to you NO We Don't Share

Reasons we can share your personal information

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Amscot share your Personal information: YES

Can you limit this sharing?: NO

For our marketing purposes to offer our products and services to you

Does Amscot share your Personal information: YES

Can you limit this sharing?: NO

For joint marketing with other financial companies

Does Amscot share your Personal information: NO

Can you limit this sharing?: NO

For our affiliates' everyday business purposes information about your transactions and experiences

Does Amscot share your Personal information: NO

Can you limit this sharing?: NO

For our affiliates' everyday business purposes information about your creditworthiness

Does Amscot share your Personal information: NO

Can you limit this sharing?: We Don't Share

For nonaffiliates to market to you

Does Amscot share your Personal information: NO

Can you limit this sharing?: We Don't Share

Questions?

Call 1-800-333-6130 or go to www.amscot.com

Who we are

Who is providing this notice?

Amscot

What we do

How does Amscot protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.

How does Amscot collect my personal information?

We collect your personal information, for example, when you

  • apply for our services and conduct transactions with us
  • pay your bills or apply for a deferred presentment transaction
  • give us your bank account and contact information

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.