People everywhere, including those who live in Lake Wales, have heard the terms Payday Loan and Installment Loan. Here at Amscot, we call them an Amscot Cash Advance* and an Amscot Installment Cash Advance* …and for a very good reason. While some providers give you a check you'll have to cash elsewhere, our approved customers walk out with cash in their hands! It doesn't get more convenient than that.

Amscot Cash Advance
(Payday Loan)
Up to $500

Cash today. Pay it back on your next payday. No Credit Checks.**

Get Started Now

Amscot Installment Cash Advance
(Installment Loan)
$100 to $1,000

Get the cash you need today and pay it back over time. No Credit Checks.**

Get Started Now

You could get up to $500 in minutes with an Amscot Cash Advance. No hassles. No credit checks.

What makes an Amscot Cash Advance (payday loan) a smart financial tool? Not only is it fast and convenient, our service often costs less than late fees on an overdue bill.

Amscot cash advance versus alternatives chart

Amscot cash advance versus alternatives chart

For a $100 cash advance, the fee at Amscot is $13.00. The fee is equivalent to 10% of the amount advanced, plus a $3.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 338.93% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Checking Account Survey, 2014; Moebs Services, 2012.

More money. More time to pay it back. Finding an Installment Loan near you could be as close as your neighborhood Amscot.

Need to borrow more money … with the added flexibility of having more time to pay it back? An Installment Loan may offer an ideal solution. Here at Amscot, we just have a different name for it. We call it an Installment Cash Advance because we can put cash in your hand. Even if you have bad credit. You could get between $100 to $1,000 with no credit checks and flexible payment options.

If you live in Lake Wales, see why your neighbors choose Amscot!

  • No Credit Checks.
  • Simple application process.
  • Walk out with cash in hand in minutes.
  • Open 365 days a year with many 24-hour locations.
  • Amscot is trusted by millions of Floridians, since 1989.
  • Amscot is licensed by OFR, and regulated by state and federal payday loan laws.
Payday Loans

Amscot offers more than just Payday and Installment Loans… a whole lot more.

We’re called The Money Superstore® for a reason. In addition to an Amscot Cash Advance (payday loan) and an Amscot Installment Cash Advance (installment loan), you’ll find an extensive menu of convenient financial services. Check cashing. Free money orders. You can pay your bills electronically. Wire money. Send a fax. Make copies. Buy stamps. And use a safe, accessible ATM. Need something notarized? No problem! Each branch is open 365 days a year, early to late – and we even have 24-hour locations for added convenience.

Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.