Perhaps you’ve heard the terms Payday Loan or Installment Loan but have never used these services. At Amscot, we call them Cash Advance* or Installment Cash Advance* and for good reason. Here, every approved customer can leave with cash!

Amscot Cash Advance
(Payday Loan)
Up to $500

Cash today. Pay it back on your next payday. No Credit Checks.**

Get Started Now

Amscot Installment Cash Advance
(Installment Loan)
$100 to $1,000

Get the cash you need today and pay it back over time. No Credit Checks.**

Get Started Now

You could walk out with up to $500 to cover unexpected expenses.

Why use an Amscot Cash Advance (Payday Loan) to help you manage your money? Many people in Homestead find it to be an effective cash management tool. Not only is a Cash Advance Advance fast and convenient, it often costs less than late fees on an overdue bill!

Amscot cash advance versus alternatives chart

Amscot cash advance versus alternatives chart

For a $100 cash advance, the fee at Amscot is $13.00. The fee is equivalent to 10% of the amount advanced, plus a $3.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 338.93% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Checking Account Survey, 2014; Moebs Services, 2012.

Interested in an Installment Loan? Our goal is to help everybody we can, even those with bad credit.

When unexpected expenses are unexpectedly high, an Installment Loan can be a smart financial choice. Here at Amscot, we call it an Installment Cash Advance because we offer cash on the spot. Even if you have bad credit, we may still be able to help, providing you with a loan between $100 to $1,000 with no credit checks and flexible payment options. That means more money and more time to pay it back. Click here to learn more getting an installment cash advance in Homestead.

Life is busy enough in Homestead. The least we can do is simplify things.

  • No Credit Checks.
  • Simple application process.
  • Walk out with cash in hand in minutes.
  • Open 365 days a year with many 24-hour locations.
  • Amscot is trusted by millions of Floridians, since 1989.
  • Amscot is licensed by OFR, and regulated by state and federal payday loan laws.
Payday Loans

A full menu of convenient financial services … all under one roof!

All it takes is one visit to Amscot and you’ll see why we’re called The Money Superstore®. You can cash checks. Pay bills electronically. Wire money. You can get free, unlimited money orders. Send a fax. Make copies. Buy stamps. And use a safe, accessible ATM. Want to get something notarized? No worries! Plus, each branch is open 365 days a year, from early in the morning to late at night – and some locations are open 24 hours a day.

Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.