- No Credit Checks. Even if you have bad or no credit, you can still obtain a prepaid card.* We do not perform a credit check on you, because this is not a credit card.
- No Overspending. You cannot spend more money than what you actually loaded to your account.
- No interest fees. Unlike a credit card, which can accrue a balance and interest fees, with a prepaid card, you can only spend the amount you have loaded to your card. There are no interest charges to worry about.
- Helps with budgeting. A prepaid card can likely help you stay on budget, with its built-in spending limit.
*Card issuance is subject to ID verification.