OPEN 365!
Some call it a Payday Loan. Others call it a Payday Advance. We call it a Cash Advance*. Why the emphasis on “cash”? Because when you get an Amscot Cash Advance you’ll enjoy the convenience of getting what you came for – real cash! Not every Payday Loan provider in Sanford does that. Fact is, some providers only give you a check that you’ll have to cash someplace else.

When life happens, you could get up to $500 to cover unexpected expenses.

How does a Cash Advance (Payday Loan) help you manage your money? Not only is it a fast and convenient way to handle unexpected expenses, a Cash Advance often costs less than late fees on an overdue bill! Check out the links below for more information. Or, click the "Get Started" button if you’re ready for the next step.

Fast Facts on Amscot Cash Advance in Sanford:

  • No credit checks.
  • Our approval process is quick because your time is valuable.
  • Amscot charges some of the lowest Payday Loan fees in the industry.  View APR/Fee Schedule.
  • We’re always there for you, 365 days a year. And some locations are open 24 hours!
  • Amscot is licensed by OFR, and regulated by state and federal laws. 
Payday Loans

How does an Amscot Payday Loan work?

Our short Cash Advance application is pain free. Once you sign an agreement, you’ll write Amscot a check for the payday loan amount plus the fee. Then you’ll get to walk out with cash in hand, and we’ll hold on to your check until your next payday when repayment comes due. Best of all, Amscot charges a flat, one-time fee, and it’s one of the lowest payday loan fees in the industry. Click here to learn more.

Compare the Savings - Payday Loans

Payday Loans ... Check Cashing ... Notary Services ... the list goes on!

We earned our reputation as The Money Superstore® by offering customers a vast array of convenient financial services all under one roof. You can cash checks. You can pay bills electronically. You can get free, unlimited money orders. You can wire money. Send a fax. Make copies. Buy stamps. And use a well-lit, accessible ATM inside the branch. You can even obtain and load an Amscot Prepaid MasterCard. Need something notarized? We do it all the time! Plus, each Amscot branch is open 365 days a year, from early in the morning to late at night – and some locations are open 24 hours a day.


© 2013 - 2017 Amscot Financial, Inc. All Rights Reserved.

Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA"). Pursuant to the Military Lending Act restrictions and as a member of the CFSA, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.

*You must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Amscot or any other provider. Some restrictions apply. Getting started online by clicking the Get Started Now button does not constitute an online application, to apply you must come into an Amscot branch location. If your check is dishonored a return check fee and non-sufficient funds fees may apply. As a member of CFSA, Amscot abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Amscot does not offer automatic renewals. APR 265.93% to 312.86 %. APR example provided is representative range based on a fourteen (14) day hold period with one payment. Amscot is licensed by the Office of Financial Regulation pursuant to Florida law governing Money Service Businesses. Notice to Our Customers: A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Cash advances are not recommended as long-term financial solutions.