Amscot Cash Advance*
(Payday Loan)
Up to $500

Cash today. Pay it back on your next payday. No Credit Checks.**

Get Started Now

Amscot Installment Cash Advance*
(Installment Loan)
$100 to $1,000

Get the cash you need today and pay it back over time. No Credit Checks.**

Get Started Now

When things come up, you could get up to $500 in minutes.

Payday Loan. Cash Advance. Essentially, they’re the same thing. Here, we call it an Amscot Cash Advance to emphasize one of the most convenient aspects of choosing Amscot. While other providers may give you a check, our approved cash advance customers walk out with cash!

Why is a Cash Advance (payday loan) a popular option? Not only is it fast and convenient, it often costs less than late fees on an overdue bill.

Amscot cash advance versus alternatives chart

Amscot cash advance versus alternatives chart

For a $100 cash advance, the fee at Amscot is $12.00. The fee is equivalent to 10% of the amount advanced, plus a $2.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 312.86% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Bankrate.com Checking Account Survey, 2014; Moebs Services, 2012.

Searching for an Installment Loan near you? Look no further than your neighborhood Amscot.

Need to borrow more money than you can get with a Cash Advance … with the added flexibility of having more time to pay it back? An Installment Loan may offer an ideal solution. Here at Amscot, we call it an Installment Cash Advance because we can put cash in your hand. Even if you have bad credit. You could qualify to get between $100 to $1,000 with no credit checks and flexible payment options.

Why do so many West Palm Beach residents choose Amscot?

  • No Credit Checks.
  • Simple application process.
  • Walk out with cash in hand in minutes.
  • Open 365 days a year with many 24-hour locations.
  • Amscot is trusted by millions of Floridians, since 1989.
  • Amscot is licensed by OFR, and regulated by state and federal payday loan laws.
Payday Loans

From Payday Loans and Installment Loans to Notary Services … we do it all.

Amscot became known as The Money Superstore® for a good reason. In addition to an Amscot Cash Advance (payday loan) or an Amscot Installment Cash Advance (installment loan), you’ll find a full gamut of convenient financial services. You can cash checks. You can get free, unlimited money orders. You can pay your bills electronically. Wire money. Send a fax. Make copies. Buy stamps. And use a safe, accessible ATM. Need something notarized? Come on in! Each branch is open 365 days a year, early to late – and we even have 24-hour locations for added convenience.


Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.