Some call it a Payday Loan. Others call it a Payday Advance. We call it a Cash Advance*. Why the emphasis on “cash”? Because when you get an Amscot Cash Advance you’ll enjoy the convenience of getting what you came for – real cash! Not every Payday Loan provider in Oviedo does that. Fact is, some providers only give you a check that you’ll have to cash someplace else.
When life happens, you could get up to $500 to cover unexpected expenses.
How does a Cash Advance (Payday Loan) help you manage your money? Not only is it a fast and convenient way to handle unexpected expenses, a Cash Advance often costs less than late fees on an overdue bill! Check out the links below for more information. Or, click the "Get Started" button if you’re ready for the next step.
Fast Facts on Amscot Cash Advance in Oviedo:
- No credit checks.
- Our approval process is quick because your time is valuable.
- Amscot charges some of the lowest Payday Loan fees in the industry. View APR/Fee Schedule.
- We’re always there for you, 365 days a year. And some locations are open 24 hours!
- Amscot is licensed by OFR, and regulated by state and federal laws.
How does an Amscot Payday Loan work?
Our short Cash Advance application is pain free. Once you sign an agreement, you’ll write Amscot a check for the payday loan amount plus the fee. Then you’ll get to walk out with cash in hand, and we’ll hold on to your check until your next payday when repayment comes due. Best of all, Amscot charges a flat, one-time fee, and it’s one of the lowest payday loan fees in the industry. Learn more about Cash Advances (also known as Payday Loans)
Compare the savings! Amscot Cash Advance vs a bounced check.
Amscot Cash Advance
Fee: $12.00. $12.00 fee equals 10% of the amount advanced plus a $2.00 verification fee per transaction.
Fee: $54.00. Source: CFSA 2006 National Fee Survey from National Data on Short-Term Credit Alternatives. See cfsa.com for more information.
Annual Percentage Rate (APR) for the cash advance example is 312.86% assuming a 14 day hold period.
Payday Loans ... Check Cashing ... Notary Services ... the list goes on!
We earned our reputation as The Money Superstore® by offering customers a vast array of convenient financial services all under one roof. You can cash checks. You can pay bills electronically. You can get free, unlimited money orders. You can wire money. Send a fax. Make copies. Buy stamps. And use a well-lit, accessible ATM inside the branch. You can even obtain and load an Amscot Prepaid Mastercard. Need something notarized? We do it all the time! Plus, each Amscot branch is open 365 days a year, from early in the morning to late at night – and some locations are open 24 hours a day.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA"). Pursuant to a provision of the federal law and as a member of the CFSA, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.
*You must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Amscot or any other provider. Some restrictions apply. Getting started online by clicking the Get Started Now button does not constitute an online application, to apply you must come into an Amscot branch location. If your check is dishonored a return check fee and non-sufficient funds fees may apply. As a member of CFSA, Amscot abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Amscot does not offer automatic renewals. APR 271.14% to 365.00%. APR example provided is representative range based on a fourteen (14) day hold period with one payment. Amscot is licensed by the Office of Financial Regulation pursuant to Florida law governing Money Service Businesses. CUSTOMER NOTICE: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.