Perhaps you’ve heard the terms Payday Loan or Installment Loan but have never used these services. At Amscot, we call them Cash Advance* or Installment Cash Advance* and for good reason. Here, every approved customer can leave with cash!
You could walk out with up to $500 to cover unexpected expenses.
Why use an Amscot Cash Advance (Payday Loan) to help you manage your money? Many people in Hialeah find it to be an effective cash management tool. Not only is a Cash Advance Advance fast and convenient, it often costs less than late fees on an overdue bill!


For a $100 cash advance, the fee at Amscot is $13.00. The fee is equivalent to 10% of the amount advanced, plus a $3.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 338.93% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Bankrate.com Checking Account Survey, 2014; Moebs Services, 2012.
Interested in an Installment Loan? Our goal is to help everybody we can, even those with bad credit.
When unexpected expenses are unexpectedly high, an Installment Loan can be a smart financial choice. Here at Amscot, we call it an Installment Cash Advance because we offer cash on the spot. Even if you have bad credit, we may still be able to help, providing you with a loan between $100 to $1,000 with no credit checks and flexible payment options. That means more money and more time to pay it back.
Click here to learn more getting an installment cash advance in Hialeah.
Life is busy enough in Hialeah. The least we can do is simplify things.
- No Credit Checks.
- Simple application process.
- Walk out with cash in hand in minutes.
- Open 365 days a year with many 24-hour locations.
- Amscot is trusted by millions of Floridians, since 1989.
- Amscot is licensed by OFR, and regulated by state and federal payday loan laws.
A full menu of convenient financial services … all under one roof!
All it takes is one visit to Amscot and you’ll see why we’re called The Money Superstore®. You can cash checks. Pay bills electronically. Wire money. You can get free, unlimited money orders. Send a fax. Make copies. Buy stamps. And use a safe, accessible ATM. Want to get something notarized? No worries! Plus, each branch is open 365 days a year, from early in the morning to late at night – and some locations are open 24 hours a day.
Frequently Asked Questions (FAQs)
This Amscot is located at 885 W 49Th St, Hialeah, Florida, in Miami-Dade County, near the intersection of W 49th St & W Eighth Ave.
You can reach this branch at 305-507-7455.
This branch is open 24 hours.
Yes! This Amscot has a dedicated parking lot.
Yes, this branch is open late and on weekends to better serve customers' schedules.
Amscot offers a variety of services, including cash advances or payday loans, installment cash advances, check cashing, bill payment, money orders, Western Union Money Transfer, and notary services.
You need the check and a valid government-issued photo ID.
Yes. This branch offers payday loans/cash advances and installment cash advances. You will need to bring proof of income, check or account information, and a valid government-issued photo ID.
Customers are typically assisted promptly upon arrival. Branches are set up with multiple service windows to manage customer flow efficiently, and team members work across stations to keep lines moving. Total transaction time may vary depending on the type and complexity of the service requested.
Yes. All fees are clearly disclosed and explained before any transaction is finalized, so you know exactly what to expect with no surprises.
Absolutely. Our team is trained to walk you through each step, answer any questions, and ensure you feel comfortable and informed before moving forward.
No appointment is necessary. The Amscot on W 49th St in Hialeah operates on a walk-in basis, allowing customers to visit whenever it is convenient.
This branch accepts a wide variety of checks, including payroll checks, government checks, tax refunds, insurance checks, cashier’s checks, and many personal checks.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.