More money. More time to pay it back.

Apply for an Amscot Installment Cash Advance* (also known as an installment loan) and get from $100 to $1,000 in cash with no credit checks.** Plus, get more time to pay it back with our flexible payment options. 

Save time at the branch, get started now!

Save time at the branch, get started now!

Click Get Started to select your location and answer a few simple questions. An Amscot Associate will call you, usually within 20 minutes, to answer any questions before you come to the branch.

Installment Cash Advance Rates and Fees

Select the amount you would like to borrow

Pay Cycle:
Bi-Weekly

Term:
85 Days

6 Bi-Weekly Payments of:
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Amount Borrowed:
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Finance Charges:
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Annual Percentage Rate:
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Assumes an 85-day term with a first period of 15 days and bi-weekly payments. Installment Cash Advances are subject to approval. Examples provided are for typical advances to qualified applicants. Other loan amounts and terms are available and subject to approval.

 

Why choose The Amscot Installment Cash Advance?

  • No Credit Checks.
  • Simple application process.
  • Walk out with $100 to $1,000 cash in minutes.
  • Make loan payments over time, not in one lump sum.
  • Pay off loan early & save money.
  • No prepayment penalties.
  • Loans are available 365 days a year with many 24-hour locations.
  • Amscot is trusted by millions of Floridians, since 1989.
  • Amscot is licensed by OFR and regulated by state and federal laws.

How it works...

Come into one of our convenient locations and complete a short application. If you qualify, we’ll work hard to determine the best payment options for you. Then you sign an agreement and receive cash on the spot! If you’d like to "Get Started" online, Click Here to pick your preferred branch and answer a few simple questions. An Amscot Associate will call you, usually within 20 minutes, to answer any questions before you come to the branch.

To be eligible you must...

  • Be at least 18 years of age
  • Have a contact phone number
  • Possess a valid government-issued photo ID
  • Have an active checking account and provide account information (check or routing and account number)
  • Show proof of income (latest pay stub, direct deposit, bank statement, etc.)

Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN.

Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.